Keep Employees Smiling with Access
to Affordable Dental Care Plans
According to the National Association of Dental Plans, Americans with dental insurance are more likely to visit the dentist, bring their children to the dentist, obtain restorative care and experience greater overall health. Conversely, studies show that individuals without dental insurance not only experience oral health issues but are 67% more likely to have heart disease, 50% more likely to have osteoporosis, and 29% more likely to have diabetes.
With rising connections between oral health and overall health, dental coverage is critical for all Americans. The choice is to pay for dental care now or pay more for medical treatment of dental complications later.
A variety of dental options are available, including:
- PPO Dental Program – Members choose a dentist within the PPO network for a higher level of coverage; or stay with their current dentist
- HMO Dental Program – Members choose a Primary Care Dentist for all of their dental needs and receive a high level of benefits
Did you know?
- Typical dental programs include an annual deductible (anywhere from $25 to $100) which applies to each covered member.
- An annual maximum of covered benefits (anywhere from $1000 to $2500) per covered member often applies.
- Most HMO plans offer unlimited benefits.
- Some plans include orthodontia coverage for children and adults.
- We can pair plans together to give your employees a choice of insurance programs that best fit their needs.
- Dental benefits can be offered on a voluntary basis, where the employee pays a portion or all of the monthly premiums.