Provide a Financial Safety Net
& Peace of Mind
Life insurance and Accidental Death & Dismemberment (AD&D) programs give employees and their families’ financial security and peace of mind in the unfortunate instance of death or dismemberment.
AD&D policies pay benefits to the beneficiary if the cause of death is an accident. This form of life insurance is generally less expensive and can be purchased individually or as a rider on a full life insurance policy.
Employers may offer employer-paid or employee-paid Life and AD&D and can choose to extend the policy to employee’s spouses or children too. Some organizations chose to have supplemental policies available for employees to purchase as needed.