Voluntary benefits are an excellent way for employers to enhance their employee benefits at little to no cost to the employer. Voluntary simply means that an employee can choose whether or not to enroll in the benefit. When they do, it will be 100% employee paid and owned. Premiums are deducted from payroll, much like any other benefit. If the employee leaves, they can continue coverage by paying the carrier for the premiums directly.
Employers can offer voluntary plans to supplement any current benefits package. They don’t cost you anything, but the employee benefits from group rates. Our consultants can recommend voluntary products to complete your benefits offerings based on your employee’s needs.
We offer voluntary plans for the following products:
- Life
- Disability
- Accident
- Critical Illness
- Pet Insurance
- ID Theft Protection
- Legal Services
- Financial Counseling